Mon–Fri · 8am–6pm ET
(813) 790-6945
Lattice Advances
Serving Tampa Bay, FL

Business Acquisition Loans for Tampa businesses

Financing to buy an existing business or partner buyout.

  • No upfront fees, ever
  • One dedicated advisor
  • Multiple lender options compared
  • Clear yes/no — fast
Call (813) 790-6945Apply Now
No upfront fees
No obligation
Same-day pre-review
One advisor, start to finish
What it is

Business Acquisition Loans, in plain language

Buying a business is often smarter than building one from scratch — you inherit revenue, customers, and a team on day one. A business acquisition loan funds that purchase, and the SBA 7(a) is usually the best fit because it allows a relatively small down payment and a long term, sized against the target's cash flow rather than just your personal balance sheet.

These deals turn on the numbers: the seller's financials, a defensible valuation, and your experience running something similar. We help Tampa Bay buyers structure the request so the acquired business's earnings carry the payment, and we connect you with lenders who close acquisition deals regularly.

Who it's best for

Is this the right fit?

  • Buyers acquiring an established, cash-flowing business
  • Partners buying out a co-owner's stake
  • Operators rolling up a competitor or supplier
  • Borrowers with relevant industry or management experience
Typical terms

The factual specifics

Approximate, lender-dependent ranges so you can scan and compare. We'll confirm exact numbers for your file on the first call.

Loan amount
$10K – $500K
Term length
3 – 24 months typical
Funding speed
As fast as 24 – 72 hours
Qualifying basics
6+ months in business and consistent monthly revenue. Bank statements drive most decisions.

Final rates, fees, and terms depend on the lender and the borrower's profile. Nothing on this page is an offer or guarantee of credit.

How to apply

From first call to funded

Four straightforward steps. No fee to apply, no obligation to proceed.

  1. 01
    01

    Quick conversation

    A 10-minute call to understand your business, goal, and timeline. No credit pull required.

  2. 02
    02

    Document review

    Send three months of business bank statements. We review and shop your file the same day.

  3. 03
    03

    Side-by-side offers

    We bring back the best two or three structures — rate, term, payment, total cost — laid out plainly.

  4. 04
    04

    Funded

    You choose. We coordinate closing. Most clients see funds within days, not weeks.

Benefits

Why borrowers choose this program with us

Dedicated advisor

One person owns your file start to finish — no call-center handoffs.

Lender network

We shop your scenario across multiple lenders and bring back the best fits side by side.

No upfront fees

Nothing to pay to apply, review options, or walk away.

Fast, honest answers

Same-day pre-review on most files. Clear yes/no, not endless follow-ups.

Common uses

How Tampa businesses use this financing

A few real-world scenarios where this product tends to be the right tool. Not a checklist — just a sense of where it fits.

Talk it through
  • Purchasing an existing business
  • Partner or shareholder buyouts
  • Acquiring a franchise resale
  • Buying out a retiring owner
  • Combining acquisition with working capital
FAQ

Common questions about Business Acquisition Loans

How much do I need to put down to buy a business?+

SBA acquisition loans typically require an equity injection around 10% of the purchase price, sometimes structured with seller financing. We'll model your total cash-to-close.

What documents drive the approval?+

The seller's tax returns and financials, a business valuation, and your background. Clean books on the target speed everything up.

Can I finance a partner buyout?+

Yes — partner and shareholder buyouts are a common, fundable use, usually structured so the business's cash flow supports the payment.

Related financing

Compare other options in Working Capital & Cash Flow

Working Capital Loans

Short-term funding to cover payroll, inventory, and operating needs.

Business Line of Credit

Flexible revolving credit you can draw on as needs arise.

Small Business Loans

Term loans for established small businesses across Tampa Bay.

Short Term Business Loans

3–18 month financing for fast-moving opportunities.

Merchant Cash Advance

Advance against future card sales with flexible daily/weekly remittance.

Unsecured Business Loans

Financing without pledging specific business collateral.

Ready when you are

Talk through business acquisition loans with a real advisor

One conversation, real options, no obligation. Most callers get a clear path forward on the first call.

Call (813) 790-6945Apply Now

Mon–Fri · 8am–6pm ET

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