Mon–Fri · 8am–6pm ET
(813) 790-6945
Lattice Advances
Serving Tampa Bay, FL

Equipment Financing for Tampa businesses

Purchase or refinance trucks, machinery, and core equipment.

  • No upfront fees, ever
  • One dedicated advisor
  • Multiple lender options compared
  • Clear yes/no — fast
Call (813) 790-6945Apply Now
No upfront fees
No obligation
Same-day pre-review
One advisor, start to finish
What it is

Equipment Financing, in plain language

Equipment financing pays for the machinery, vehicles, or technology your business runs on — and the equipment itself serves as the collateral. Because the lender can repossess the asset if needed, approvals are often easier and faster than for unsecured loans, and the term is matched to the equipment's useful life so payments stay predictable.

For Tampa Bay businesses, it's the natural way to acquire a truck, a piece of production equipment, a commercial kitchen line, or a fleet without draining cash reserves. You can finance new or used equipment, and structures like a sale-leaseback can even unlock equity from gear you already own.

Who it's best for

Is this the right fit?

  • Businesses buying or upgrading core equipment or vehicles
  • Owners who want the asset to serve as the collateral
  • Newer companies that can qualify on the equipment's value
  • Operators preferring fixed payments over the asset's life
Typical terms

The factual specifics

Approximate, lender-dependent ranges so you can scan and compare. We'll confirm exact numbers for your file on the first call.

Loan amount
$10K – $2M per asset
Term length
2 – 7 years
Funding speed
2 – 10 business days
Qualifying basics
The equipment serves as collateral, which opens doors for newer businesses and varied credit profiles.

Final rates, fees, and terms depend on the lender and the borrower's profile. Nothing on this page is an offer or guarantee of credit.

How to apply

From first call to funded

Four straightforward steps. No fee to apply, no obligation to proceed.

  1. 01
    01

    Quick conversation

    A 10-minute call to understand your business, goal, and timeline. No credit pull required.

  2. 02
    02

    Document review

    Send three months of business bank statements. We review and shop your file the same day.

  3. 03
    03

    Side-by-side offers

    We bring back the best two or three structures — rate, term, payment, total cost — laid out plainly.

  4. 04
    04

    Funded

    You choose. We coordinate closing. Most clients see funds within days, not weeks.

Benefits

Why borrowers choose this program with us

Dedicated advisor

One person owns your file start to finish — no call-center handoffs.

Lender network

We shop your scenario across multiple lenders and bring back the best fits side by side.

No upfront fees

Nothing to pay to apply, review options, or walk away.

Fast, honest answers

Same-day pre-review on most files. Clear yes/no, not endless follow-ups.

Common uses

How Tampa businesses use this financing

A few real-world scenarios where this product tends to be the right tool. Not a checklist — just a sense of where it fits.

Talk it through
  • New or used equipment purchases
  • Trucks, trailers, and titled vehicles
  • Production, shop, or kitchen machinery
  • Technology and software systems
  • Sale-leaseback to free up cash from owned gear
FAQ

Common questions about Equipment Financing

Can I finance used equipment?+

Yes. Used equipment is routinely financed; the term is set against the asset's remaining useful life. We match the structure to what you're buying.

How much down payment is required?+

Many programs offer low or no money down, especially with good credit, since the equipment secures the loan. We'll confirm based on the asset and your file.

Does it tie up my other assets?+

No — the financed equipment is the collateral, so your real estate and other assets generally stay unencumbered.

Related financing

Compare other options in Equipment & Asset

Manufacturing Equipment Financing

CNC, fabrication, and production machinery financing.

Agriculture Equipment Financing

Tractors, implements, and ag equipment for growers.

Landscaping Equipment Financing

Mowers, trucks, and trailers for landscape contractors.

Farm Credit Financing

Working capital and equipment loans for FL farm operations.

Ready when you are

Talk through equipment financing with a real advisor

One conversation, real options, no obligation. Most callers get a clear path forward on the first call.

Call (813) 790-6945Apply Now

Mon–Fri · 8am–6pm ET

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