Mon–Fri · 8am–6pm ET
(813) 790-6945
Lattice Advances
Serving Tampa Bay, FL

Revenue Based Financing for Tampa businesses

Repay as a percentage of monthly revenue.

  • No upfront fees, ever
  • One dedicated advisor
  • Multiple lender options compared
  • Clear yes/no — fast
Call (813) 790-6945Apply Now
No upfront fees
No obligation
Same-day pre-review
One advisor, start to finish
What it is

Revenue Based Financing, in plain language

Revenue-based financing advances you a lump sum that you repay as a fixed percentage of your monthly revenue until a set amount is satisfied. Payments rise in strong months and ease in slow ones, so the obligation tracks your actual sales — a natural fit for businesses with variable or seasonal revenue.

There's no fixed maturity date and usually no specific collateral; the lender is betting on your top line. For a growing Tampa business with consistent deposits that wants funding aligned to performance rather than a rigid monthly payment, it's a flexible middle ground between a term loan and a merchant cash advance.

Who it's best for

Is this the right fit?

  • Businesses with steady but variable monthly revenue
  • Owners who want payments that flex with sales
  • Ecommerce, subscription, and seasonal operators
  • Companies that prefer no fixed maturity or hard collateral
Typical terms

The factual specifics

Approximate, lender-dependent ranges so you can scan and compare. We'll confirm exact numbers for your file on the first call.

Loan amount
$10K – $500K
Term length
3 – 24 months typical
Funding speed
As fast as 24 – 72 hours
Qualifying basics
6+ months in business and consistent monthly revenue. Bank statements drive most decisions.

Final rates, fees, and terms depend on the lender and the borrower's profile. Nothing on this page is an offer or guarantee of credit.

How to apply

From first call to funded

Four straightforward steps. No fee to apply, no obligation to proceed.

  1. 01
    01

    Quick conversation

    A 10-minute call to understand your business, goal, and timeline. No credit pull required.

  2. 02
    02

    Document review

    Send three months of business bank statements. We review and shop your file the same day.

  3. 03
    03

    Side-by-side offers

    We bring back the best two or three structures — rate, term, payment, total cost — laid out plainly.

  4. 04
    04

    Funded

    You choose. We coordinate closing. Most clients see funds within days, not weeks.

Benefits

Why borrowers choose this program with us

Dedicated advisor

One person owns your file start to finish — no call-center handoffs.

Lender network

We shop your scenario across multiple lenders and bring back the best fits side by side.

No upfront fees

Nothing to pay to apply, review options, or walk away.

Fast, honest answers

Same-day pre-review on most files. Clear yes/no, not endless follow-ups.

Common uses

How Tampa businesses use this financing

A few real-world scenarios where this product tends to be the right tool. Not a checklist — just a sense of where it fits.

Talk it through
  • Inventory and ad spend to drive growth
  • Scaling a proven sales channel
  • Seasonal working capital
  • Hiring ahead of demand
  • Smoothing revenue swings
FAQ

Common questions about Revenue Based Financing

How is repayment calculated?+

As a fixed percentage of monthly (or daily) revenue until a predetermined total is repaid. Higher sales finish it faster; slower months reduce the dollar payment.

Do I need collateral?+

Typically no specific collateral — the financing is underwritten on your revenue. A personal guarantee may still apply.

How does it compare to an MCA?+

It's similar in spirit but often gentler on terms and structured around monthly revenue. We'll compare both in dollars so you choose the cheaper fit.

Related financing

Compare other options in Working Capital & Cash Flow

Working Capital Loans

Short-term funding to cover payroll, inventory, and operating needs.

Business Line of Credit

Flexible revolving credit you can draw on as needs arise.

Small Business Loans

Term loans for established small businesses across Tampa Bay.

Short Term Business Loans

3–18 month financing for fast-moving opportunities.

Merchant Cash Advance

Advance against future card sales with flexible daily/weekly remittance.

Unsecured Business Loans

Financing without pledging specific business collateral.

Ready when you are

Talk through revenue based financing with a real advisor

One conversation, real options, no obligation. Most callers get a clear path forward on the first call.

Call (813) 790-6945Apply Now

Mon–Fri · 8am–6pm ET

Call Now Apply Now